Car Insurance Search Tips - What is the Best Way to Do a Car Insurance Search?

Car Insurance Search Tips - What is the Best Way to do a Car Insurance Search?

Q: I am going to start a car insurance search as soon as I get my drivers license. Can you give me any advice on what steps to take? Thanks for your help.

A: There are a few things to consider when beginning a car insurance search, especially when you are a brand new driver. For instance are you simply going to ask your parents to put you on their insurance or are you planning on getting your own car and insurance?

If you are going to ask your parents to put you on their car insurance policy be prepared for them to be surprised at how much it is going to cost. You can really impress them by doing some of the preliminary research. Call your parents auto insurance and ask the following questions:

*How much it will cost in total for you to be insured on your own versus being on their insurance.

*Find out if you can save money by taking a safe drivers course.

*Ask about any special discounts you may be eligible for. Some companies offer discounts based on how well you do in school.

*Call another company and repeat the questions.

After you have compiled this information go and speak to your parents. By being able to answer many of their questions you will have shown you are mature enough for them to consider putting you on their insurance policy.

If you are planning on insuring your own vehicle it is going to be expensive simply because you are a new driver. Call around and get a quote for a policy in your price range. Make sure that policy meets your states minimum coverage requirements before agreeing to purchase it.

We wish you luck in your car insurance search and want to remind you that only by years of safe driving will your insurance premiums go down in price.

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