House and Car Insurance Quotes - How to Get the Cheapest

You'll save the most on your house and car insurance quotes if you insure both your home and your autos with the same company. Choosing the same company will get you an auto/home discount from most insurance companies, setting you on your way to getting the least expensive policies available.

Interested in some other ways to get the cheapest insurance policies? Here are some tips:

I'll Take that Discount, and that Discount, and that Discount Over There...

Discounts are a key factor in the price you pay for both your auto and home insurance. You want to make sure you get every discount you possibly can because they directly reduce the price you pay.

Some common auto discounts include ...

* Good student

* Defensive driver

* Low-mileage driver

* Safety features discount (air bags, anti-lock brakes

* Anti-theft device discount

* Accident-free driver

Some common home discounts include ...

* Senior citizen discount

* Security features discount (deadbolts, alarm systems)

* Safety features discount (smoke detectors, fire extinguishers)

* Non-smoker discount

Be sure to ask your insurer about all the discounts your eligible for.

Raise Your Deductibles

The higher you set your deductibles on both your auto and home insurance, the more money you can save. Deductibles typically start at $250. By increasing the deductible to just $500, you can save up to 12% on your premiums. If you can afford to go as high as $5000, you could save up to 37%.

Shop Online

Comparison shopping online is the best way to save on auto and home insurance, and is easy to do thanks to insurance comparison websites.

Comparison sites let you enter your auto and home information one time, then send you quotes from several A- rated insurance companies. You can review the quotes on your own time and choose the best one for you.

Visit http://www.LowerRateQuotes.com or click on the following link to get house and car insurance quotes from top-rated companies and see how much you can save. You can get more tips and advice in their Articles section, and get answers to your questions from an insurance expert by using their online chat service.

The authors, Brian Stevens and Stacey Schifferdecker, have spent 30 years in the insurance and finance industries, and have written a number of articles on house and car insurance quotes.